Checking AccountsBuilt for you
A checking account is the foundation of your finances. Many of us use our checking accounts every day. At Union Bank and Trust, we offer four different checking accounts for you to choose from. Each of these accounts offers great features that include:

- Debit Card or ATM Card
- Free Online Banking
- E-statements
- Free Check Safekeeping
- Direct Deposits
- Automatic Transfers
- Overdraft Protection Line of Credit – subject to credit approval
- Savings transfers to protect against overdrafts
- Credit Cards
- Gift Cards
If you are ready to open a checking account, call Union Bank and Trust at 877-979-3222 to apply for a checking account or to speak with a member of our team.
Compare Union Bank and Trust Checking Accounts
Account | Opening Deposit | Minimum Balance | Fees | Benefits |
|---|---|---|---|---|
Basic Checking | $100 | $200 | $6 monthly service charge if balance falls below $200 $0.15 charge per debit if balance falls below $200 | Complimentary starter pack of personalized duplicate checks |
55 Plus Checking | $100 | None | None | Free standard style of personalized duplicate checks |